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Page 4 shop online at www.broadcasteronline.com April 12, 2011 DAVE SAYS: Questionable investment 0% FINANCING AND/OR CASH DISCOUNTS New Equipment On ! d Han CASE-IH STX 485 4WD TRACTOR 710 METRIC DUALS - LAST TIER III 4WD! CASE-IH MAGNUM MX275 540/1000 PTO - LUXURY CAB - LOADED! CASE-IH MAXXUM 140 MFD TRACTOR 18X42 RUBBER - LOADED - ON HAND! CASE-IH 330 TURBO-TILL VERTICAL TILLAGE TOOL - 25FT. DEMO - SAVE $$$ CASE-IH RMX340 - 28 FT DISC CUSHION GANG WITH HARROW NEW 6088 - 7088 AXIAL-FLOW COMBINES CALL US FOR YOUR EQUIPMENT NEEDS WE WILL FIND IT FOR YOU! USED TRACTORS CASE-IH MX255 MFD - FRT/REAR DUALS - 2005 - LUXURY CAB - 3 PTO - 2500 HR CASE-IH 7140 MFD MAGNUM - 190 HP..............................................................................$39,500 2008 CASE-IH PUMA 180 MFD, 18X42, 1500 HOURS CASE-IH 7110 AND 7120 2WD - SEVERAL ON LOT CASE-IH DX 45 - MFD - OPEN - HYDRO - 45HP - LX116 LOADER CASE-IH MX240 MAGNUM MFD - DUALS............................................................................$86,500 CASE-IH MXU125 - 105 HP - MFD - CIH L156 LOADER CASE-IH MX110 - MFD - 95HP - L600 LDR - BKT/GRAPPLE CASE-IH 9250 - 4WD - DUALS - 3 PT.................................................................................$56,500 JOHN DEERE 8770 - 4WD - 3 HYD - 42” DUALS - CLEAN...................................................$74,500 JOHN DEERE 8430 - 4WD - 3 PT - PTO - DUALS................................................................$19,500 JOHN DEERE 7410 - MFD - LH REVERSER..........................................................................$42,500 JOHN DEERE 6300 - MFD - JD LOADER - CAB/AIR JOHN DEERE 4010 - PROPANE - WF - 3 PT...........................................................................$6,500 JOHN DEERE 4020D - OH - WESTENDORF LOADER............................................................$11,500 SEVERAL JOHN DEEE 4240 - 4250 - 4440 - 2WD - CALL - SOME HAVE LOADERS FORD VERSATILE 876 - 4WD - 90% DUALS - SHARP..........................................................$42,500 FORD 5000 DIESEL - STD TRANS - OPEN....................................................................$5,000 AS IS FORD 8700 - 2WD - OVERHAULED - <2 ON LOT> - CAB/AIR FORD 7840 - MFD - CAB/AIR .............................................................................................$19,500 FORD/NH TS 110 - MFD - CAB/AIR.....................................................................................$39,500 FORD 4000 GAS - SOS TRANS - W/ FRT - 3 PT ORIGINAL USED PLANTERS <2> JOHN DEERE 1790 - 12/24R - BULK FILL - FRT FOLD CASE-IH 900 6RN - PULL - LIQUID FERTILIZER - CLEAN WHITE 6300 - 12RN - FRONT FOLD - PULL TYPE CASE-IH 5400 SOYBEAN SPECIAL DRILL - 15” SP W/ CART CASE-IH 1200 - 8RN - SEMI- MTD - BOXES - SHARP..........................................................$18,500 USED TILLAGE EQUIP. CASE-IH 3900 DISC - STD GANG - 28 FT - HARROW...........................................................$21,000 <2> JOHN DEERE 637 DISC - 37 FT - CUSHION GANG - HARROW CASE-IH 3950 - 33 FT DISC - CUSHION GANG - HARROW..................................................$29,500 CASE-IH 496 - 33 FT DISC - CUSHION GANG - HARROW.....................................................$12,500 KRAUSE 3950 DISC - CUSHION GANG - 25 FT W/ HARROW KRAUSE 3950 DISC - CUSHION GANG - 21 FT W/ HARROW KAUSE 4900 DISC - STD GANG - 28 FT - HARROW.............................................................$12,500 WHITE 273 DISC - CUSHION GANG - 25 FT - SHARP- RED KRAUSE 1900 DISCS <2> NEED WORK - 21 FT....................................................................$2,950 CASE-IH 496 - 33 FT - STD GANG - HARROW.....................................................................$12,500 SEVERAL OLDER FIELD CULTIVATOR - ALL MAKES & SIZES..........................................$2,500 & UP CASE-IH 4300 FIELD CULTIVATOR - 44 FT - DOUBLE FOLD.................................................$14,500 CASE-IH TGM II - FIELD CULTIVATOR - 60 FT - HARROW.....................................................$39,500 JOHN DEERE 960 FIELD CULTIVATOR - 26 FT - HARROW......................................................$7,950 CASE-IH 4300 FIELD CULTIVATOR - 31 FT - CLEAN.............................................................$10,500 USED COMBINES CASE-IH 7010 - DUALS - TRACKER - 2008 - 382 HR......................................................24 MO/ 0% CASE-IH 6088 - DUALS - LOADED - 2009 - 454 HR.......................................................24 MO/ 0% JOHN DEERE - 9410 - 1710 HR - CLEAN......................................................36 MO/ 0% FINANCING JOHN DEERE - 9550 - 1537 HR - GREEN STAR............................................36 MO/ 0% FINANCING SEVERAL 1440 - 1460 - 1640 - 1660 - 1680...............................................................$2,500 & UP APRIL PARTS SPECIAL • NEW HYDRAULIC HOSE MACHINES - BOTH LOCATIONS • All types hydraulic hose up to 1 1?2” • Large inventory of hydraulic fittings • See us for all your agricultural and industrial hydraulic hose needs * Call us for your auto-guidance needs! * RTK and Wass Signal available everywhere! * Light Bars - Auto/Steer for all makes. * In Store Demo Units - Stop and See! 1101 IMMANUAL Lutheran Church, Elk Point, SD: Worship Service 9:00 a.m., Sunday School 10:00 a.m. Dear Dave, My broker has recommended a managed futures fund. I’ve never heard of these, and I got the feeling she doesn’t know much about them, either. She’s always been very conservative and reliable before, so we’re concerned. Can you explain something about them? Krista Dear Krista, It sounds a little like she jumped off the cliff and became a roulette dealer. The term “managed futures” is virtually an oxymoron. I think she needs to explain her behavior and the investment after this stunt! With managed futures you’re basically betting on the future price of a commodity. What’s the price of gold, or oil, or wheat going to be somewhere down the road? You’re guessing as to what the future will bring, and managing a group of those guesses. What a joke! People in the brokerage business represent dumb things every day. The sad thing is this is someone you thought you could trust. —Dave Life Insurance Planning For For Singles? The Future Dear Dave, I know you usually recommend having eight to 10 times your income in life insurance. I’m 25, single, and I have no kids. Do I still need that much life insurance? Anonymous Dear Anonymous, The need for life insurance is very low in situations like yours. All you really want is enough to cover burial expenses, and clean up any mess you may leave behind. If you own a home you may not have to worry about any remaining debt, because the sale of the house might cover it. Many times an employer will furnish you with life insurance equal to your yearly salary, or maybe twice that amount. In lots of Total Support Sandals quality Spenco orthoticheel support arch & In Men’s & Women’s Boston Shoes• 665-9092 to Boots 312 W. 3rd • Yankton NEW!! cases, that alone will take care of things for young singles. Check into it! —Dave Dear Dave, I’m 19 and about to start college. Thanks to my part-time job and generous parents, I’ll be able to pay for college without student loans. Since I won’t be borrowing money, what’s my next ?nancial step? Patrick Dear Patrick, Stay away from the free t-shirt tables. Those things always have credit cards hiding behind them. Remember, if it seems too good to be true, it probably is. But since the money is already there for school, the only thing you really need to do is save all the cash you can for after graduation. The ?rst couple of years after college may be the most life-changing, and volatile period of your life. If you keep working and saving like you have already, you’ll have cash on hand for an emergency fund and to start your new life. Plus, you’ll be able to plan for the future by investing in good, growth stock mutual funds, and maybe a Roth IRA after that! —Dave * For more ?nancial help, please visit daveramsey.com. 2010 Dodge Grand Caravan Hero #5627 MSRP Dealer Savings Sale Price $25,995 $6,100 $19,895 283 $ 2720 Broadway • Yankton, SD (605)665-8033 • 866-268-9514 month* 72 month w/$2,000 customer cash. 3.99 APR W.A.C. www.broadwaychrysler.com BEHLEN MFG. CO. AUCTION THURSDAY, APRIL 21, 2011 ~ 9:30 A.M. START EAST HWY 30 - COLUMBUS, NEBRASKA Inspection on Wed., April 20, 2011, from 8:00 am to 5:00 pm 2 AUCTION RINGS WILL BE USED, PLEASE BE ON TIME. 10” & 8” Purlins; 8”, 10” & 12” C-Channel; Assorted Building Material; 12 ft. ADP Panels; Tanks, Gates, Feed Bunks, Corral Panels; Horse Stall Sides & Fronts; Flat & Curved Grain Bin Sheeting; 3”, 4” & 7” Rise Flat Building Sheeting; Behlen Country Magnum Dog Kennels; Behlen Country Head Gate; Behlen Country Shredders; Behlen Country 5’ & 6’ Box Blades; Behlen Country 5’ Rear Blades; Partial Behlen Country 5’, 6’ & 7’ Landscape Rakes. For additional info and color photos, visit: www.stockra.com Behlen Mfg. Co, Owners Announcements Events Is food a problem for you? Does weight affect the way you live? Overeaters Anonymous meeting in Vermillion, Thursdays at 6:30p.m., Sanford Vermillion Hospital, 20 South Plum. (Administration door south of hospital entrance in small conference room.) KOMSTAD COVENANT Church, Rural Beresford and Centerville, SD: Matt Styles, Pastor. 18 miles north on University Road. Phone 563-2402. Sunday School 10 a.m., Worship Service 11 a.m. MINNESOTA'S BEST FISHING located on Lake Osakis. Choose from 8 Family Friendly Resorts. Over 6,200 acres of water enjoyment. Free broc h u r e www.PlayAtOsakisMN.com, 1-800-422-0785, "Explore Minnesota" (MCN) Pass the GED, ASVAB, ATB, College Entrance Tests GUARANTEED-Prepare 100% Online. As Low as $19! Study guide, practice tests, online classes! Your future starts NOW! www.testprep247.com 800-736-9313. nani Plain Talk seeks Donations for Book Sale The Vermillion Plain Talk is seeking donations for a book sale to be held during the Vermillion’s City Wide Rummage Sale. The book sale will be June 23rd and 24th. All kinds of gently used books, VHS/ DVD movies will be accepted (No Encyclopedias please!) Books can be brought to the Plain Talk Office, 201 w Cherry, Vermillion. Donations will be accepted M-F from 8:00 a.m. to 12:30 p.m. and 1:30 p.m. to 5:00 p.m. until June 17th, 2011. Proceeds from the sale will go to the Newspapers in Education program, which provides free newspapers to classrooms in Vermillion and the surrounding areas. PLEASANT VALLEY Lutheran Church, Rural Vermillion: Sunday School 9:45 a.m., Worship Service 10:30 a.m., Holy Communion First Sunday of every month. All welcome. PROVIDENCE REFORMED Church, 830 Madison: Sunday School 9:30 a.m., Sunday Worship 10:30 a.m. “We Welcome You To Historic Protestant Worship And Fellowship.” SAVE THE DATE! 2011 Vermillion Annual Citywide Rummage Sales June 23-25 Watch your Plain Talk and Broadcaster Press for details! THE CITY OF VERMILLION IS SOLICITING QUOTES The City of Vermillion Code Enforcement Department is seeking Quotes for the following work: 1. Yard mowing for grass and weeds over 6 inches 2. Vacant lot mowing for grass and weeds over 12 inches 3. Junk and debris pickup and removal If you are interest in providing this service Please stop by City Hall to apply
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