2 Broadcaster Press April 25, 2017 www.broadcasteronline.com A Plan of Discord Dave Says By Daris Howard Giving Beyond Your Means Dear Dave, My wife and I are debt-free except for our home, and we’re on Baby Steps 4 and 5. Recently, we were asked to make a large donation to a charity we already support. We don’t have the full cash amount they asked for on hand, and after hearing that, they said we could make monthly installment payments until the donation amount was paid in full. We’re hesitant to do this because it seems a bit like debt to us. What do you think? Ben Dave Dear Ben, Well, it’s not debt. There would be no repercussions, other than guilt, if you couldn’t make the full donation. So, it’s not debt. To be honest though, I don’t engage in that kind of stuff when it comes to giving. My wife and I do all our giving — except for our tithe to our local church — through our family foundation. Sometimes we’ll do this giving in a couple of installments, but it’s not because we don’t have the money. It’s generally a situation where we’re walking with the charity or ministry throughout the year, and we’re observing and assessing the need. I’d be hesitant to give a gift when I don’t have the money. Most of the time, approaches like this fall under the heading of manipulation. You’re being pushed beyond your means. Most giving of this type, biblically speaking, would be from surplus. And right now, you don’t have the surplus. I’m kind of uncomfortable with this, Ben. I don’t engage in making gift promises beyond what I have. It’s not debt, but it kind of starts to feel like it, and it’s not so much living beyond your means as it is giving beyond your means. That’s just another reason it doesn’t strike the right chord with me. — Dave RAMSEY Know Where To Go Dear Dave, I am 18 years old and homeschooled. I want to continue my education this fall, and my dad works at a college near our home. I would get free tuition, but there’s another college farther from home that I like just as much — but it’s more expensive. On the plus side, it is a Christian school, and my faith is important to me. What do you think I should do? Braden Dear Braden, Free tuition is a major plus in my book. At the same time, I can understand your desire to get out from under mom and dad’s wings a little bit. Just don’t make the mistake of thinking that a school, church or anything else is completely Christian. You’ll meet some of the wildest characters ever at a Christian school, just like you would at a public university. However, you would have the advantage of a built-in spiritual support network. All things considered, and since you mentioned your faith specifically, I’d probably choose the Christian school. But I wouldn’t go into debt to make it happen. There’s absolutely no reason why you can’t work and go to school at the same time. Pay it as you go. I did it, and I finished with good grades in four years. It’s a little bit harder way to go, but it’s a lot better than ending up with a ton of student loan debt when you’re through! — Dave * Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He has authored seven bestselling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 12 million listeners each week on 575 radio stations and multiple digital platforms. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com. Safeguarding The Food We Eat BROOKINGS, S.D. - One out of every six Americans will become sick from food-related illness in the course of a year, according to the Centers for Disease Control and Prevention. "They're not talking about feeling queasy after a big holiday meal, or heartburn from a convenience store burrito. That statistic refers to illnesses caused by foodborne germs such as Salmonella, E. coli and Listeria," said Russ Daly, Professor, SDSU Extension Veterinarian and State Public Health Veterinarian. Daly explained that pathogens can enter food at various points in the production of food - from the initial animal or plant source, through processing, to cooking and serving. "The people involved in making our food take product safety very seriously. Because many raw products can harbor some illness-related germs, they go to great lengths to make sure their processing equip- ment is not a potential source of contamination. Large companies spend significant resources to monitor their processes to ensure safe food products," Daly explained. "But small food processors have the same commitment to safety and quality, yet may not have the resources for their own laboratory and testing schemes.” To help protect South Dakotans from food borne illnesses, the Animal Disease Research and Diagnostic Lab (ADRDL) at SDSU has a specific lab dedicated to food safety testing for smaller, family businesses like the local locker plant. "It's a very natural fit," said Daly. He explained that the Animal Disease Research and Diagnostic Lab serves as the testing agency for South Dakota's state meat inspection program. "Most foodborne germs are very similar to those the lab routinely diagnoses in cases of animal disease. Make your most used appliance your most rewarding. The lab already has the people, equipment, and most importantly, the knowledge to rapidly and accurately detect these germs in food," Daly said. On any given day, the food safety lab receives sausage, lunch meat, beef sticks and similar products from businesses across the state for foodborne pathogen testing. To ensure their sanitation processes are working, in addition to meat, the lab also tests samples taken from tables, meat saws and knives. "What's more, this level of expertise is recognized by two other states (North Dakota and Vermont) who also use SDSU's food safety lab for their inspection programs rather than those in their own state," Daly said. - See more at: http://igrow.org/ news/safeguarding-the-food-weeat/#sthash.77h7JuDU.dpuf Have a Great Day Large Rummage Sale BroadcasterOnline.com Moving Sale 214 W Main St. Vermillion April 28th – Noon to 6pm April 29th – 9am to 1pm 2500 $ Save Up To With Rebates & Utility Incentives Call Your... HEATING & COOLING 920 Broadway, Yankton • 605-665-9461 www.larrysheatingandcooling.com • Ladies and men’s coats & vests • Boys and girls clothes – toddler to first grade • 5 station lawn sprinkler with timer • Kitchenware • Toys and games • DVD’s • Glassware • Men’s, women’s and kid’s shoes • Boat dock bumper • 36’ aluminum ladder • Motorcycle helmet Plus miscellaneous items Rick was a quiet boy who much preferred reading to being in the thick of things, somewhat unusual for high school. Even though the other students teased him about his love for books, he was big enough they didn’t usually bother him. But one day, before literature class started, a group of the most obnoxious boys was talking about how much they hated their reading assignments. Steven looked over and saw Rick quietly reading. “Hey, Rick. You like reading so much, why don’t you do the book reports for all of us?” Rick just ignored the comment. Steven was the biggest, loudest, and most obnoxious of the group and didn’t like being ignored. He got up from his desk, walked over, and stood right by Rick. The rest of the group followed. Steven jerked the book from Rick’s hand and threw it to the floor. “Did you hear what I said, Mr. Bookworm?” The other boys stood behind Steven, grinning smirky grins. Steven was acting menacingly, and the others egged him on. Rick just nodded to Steven’s question. “I heard you. But you know very well that Mr. Hodgkin won’t let me do your book reports.” Rick reached for his book, but Tyson, another one of the boys, picked it up. He held it up and read the title out loud. “Mythology.” He turned to the other boys. “Look, guys. He’s reading a book on mythology.” The boys all laughed. A third boy poked Rick. “Hey, Zeus, where’s your lightning bolt?” The boys all laughed again. Rick reached for his book, and the boy who had it tossed it to another boy. Rick reached for it again, and that boy also tossed it to someone else. Every time Rick would reach for it, that boy would toss it to someone else. Rick was feeling his frustration rising. “Guys, can I have my book back?” “Why don’t you fight us for it?” Steven said. Rick knew he could probably take any one of the boys singly, but he knew he couldn’t take all five of them at the same time. Nor did he have any desire to fight. He stood there, considering what to do when he remembered a story from mythology. It was called Apple of Discord. In the story, the goddess Eris threw an apple into the midst of the gods at a wedding feast. The apple was to be a prize of beauty and fueled such a dispute between Hera, Athena, and Aphrodite that it led to the Trojan War. Rick faced the boys. “I’m sure that as tough as you boys are, that you don’t expect me to fight all of you at once. Why don’t you decide which one of you is toughest, and I’ll fight him?” Steven stepped forward and stuck out his chest. “That would be me.” Tyson, who now had the book, threw it onto Rick’s desk and shoved Steven aside. “Bull, you are. I could whip you any day of the week and twice on Sunday.” A third boy made the claim of being toughest, and then a fourth. The fifth boy was smart enough to stay out of it. Soon the boys were shoving each other and yelling. The shoving turned to smacking each other harder and harder. Meanwhile, Rick sat down and started reading his book again. Just at the point when the boys were ready to break into fistfights, Mr. Hodgkin walked in. He watched them briefly, each claiming to be toughest, then he yelled, “What’s going on here?” The boys looked sheepishly at each other, then Seth pointed at Rick. “He started it.” “Rick,” Mr. Hodgkin demanded, “what do you have to say for yourself?” Rick held up his book. “I was just reading my book when they came and took it.” “What were you reading?” Mr. Hodgkin asked. “The Apple of Discord,” Rick replied. A slight smile creased Mr. Hodgkin’s lips. “Well, maybe somebody learned something from my class after all.” Arrrrre Saturday, April 29th you advertising in the Broadcaster? 8am – 5 pm 408 S. Norbeck, Vermillion Furniture, Appliances, Tools, Clothes, Hunting & Fishing Equipment and MORE! Congrats Romsdahl’s Repair & Remodel Carpentry, Decks, Interior & Exterior Painting, Refinishing, Drywall, & Ceramic Tile Dennis & Mary Kay Zimmerman 201 W Cherry Vermillion, SD Phone: (605) 624-4429 Fax: (605) 624-2696 18 Years in Business Free Estimates 605-670-2161 Mary Kay & Dennis! 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