8 Broadcaster Press October 3, 2017 www.broadcasteronline.com Strategies to Avoid Identity Theft Leacey E. Brown – iGrow We are all concerned about identity theft. Fortunately we can reduce our risk of becoming a victim. Here are some tips: Protect your personal information. Protect personal information by not sharing your Social Security Number, credit card information, or bank account information with anyone unless you initiated contact. Also keep your Social Security Card stored in a secure location such as a safe deposit box. In addition, only carry your Medicare Card when you are scheduled to go to the doctor. Remove yourself from mailing and calling lists. Remove your contact information from mailing and calling lists. • To put a stop to preapproved credit card offers, visit optoutprescreen.com or call 888.567.8688. Please note this service will request your Social Security Number and date of birth. • To reduce telemarketing calls, register your telephone number with donotcall.gov. Please note that legitimate companies will not call phone numbers on the do-not-call list. If you receive calls after registering your phone number, you can safely assume the caller is trying to scam you. • DMA Choice is an additional service that allows us to control the direct mailing items we receive. Please visit dmachoice. org to learn more. Use strong passwords. Use strong passwords and codes for your electronic devices, online accounts, and computers. Changing your password regularly is not necessary if it is strong. Passwords should be more than 8 characters long, with uppercase and lowercase letters, numbers, and symbols (#, &, *, etc.). Never use the same password for multiple accounts or words that can be found in the dictionary. If you are like me and have trouble remembering passwords, try the sentence (pass phrase) strategy. Here is an example. I selected a verse from the Bible: “It is better to take refuge in the Lord than to trust in humans.” To create your password, use the first letter of each word. The password would be: “IibttritLtttih.”. To make it extra strong, replace a letters with a number and a symbol. For example, “#ibttritLt3tih.”. Be wary of unknown emails. Delete emails from strangers or claim to represent the Social Security Administration, IRS or other government agencies. Also be skeptical of emails claiming there is a problem with your bank, credit card or Utilities Company, especially if they are asking you to confirm sensitive information such as your Social Security Number. Delete these message immediately and contact the telephone number found on the back of your card or statement. Secure your mailbox. Either empty it quickly or buy a box that locks. In addition, outgoing mailing containing payments or sensitive information should be placed in U.S. Postal Service mail boxes or delivered directly to the post office. Monitor your bank accounts. Monitor your accounts by reviewing credit card and bank statements carefully. Ask your bank or credit card issuers if they offer free alerts to warn about suspicious activity. I recently received a call from my bank that my debit card had been used in Texas. They immediately canceled the card and issued me a new one. I was also not responsible for the charges. Ask your bank for details. Track your credit. Watch your credit by signing up for a monthly service. Many credit issuers or banks offer this service to their customers for a monthly fee. You may also get one free report each year from the three credit bureaus (Equifax, Experian and TransUnion) by visiting annualcreditreport.com or calling 877.322.8228. Consider a credit security freeze. Consider setting up security freezes with the three credit bureaus if you do not plan to apply for new credit, loans, insurance or utility services. A freeze prevents crooks from opening accounts in your name. Rules vary by state. Please visit all three bureaus online to learn more about setting up a freeze (equifax.com, experian. com and transunion.com). Please note there is a small fee to setup the freeze that may be waived if you are 65 or older. Create a family code for phone calls. Create a family code word or phrase for telephone calls. A common strategy to scam people out of their hard-earned dollars is to call and claim to be a family member in trouble. For example, a grandson may call and claim to need money to buy a plane ticket to get home from a foreign country. A family code word or phrase could be used to confirm the caller is who they say they are. Be sure it’s not something that someone could figure out with an internet search (e.g. Husband’s name). A good time to share the family code or phrase is during family gatherings such as Christmas or Thanksgiving. Another strategy is to request a telephone number from the caller. If they are unwilling to provide it, hang up immediately. Call a friend or family member and alert them about the situation. They should be able to help locate the family member the caller was claiming to be and determine if there is an actual need for assistance. In Summary We can protect ourselves from identity theft. The key is to reduce ways scam artist can access our personal information. REAL ESTATE Thursday, October 12th • 6PM 2548 Sq. Ft. Building at 204 Main Street, Volin SD If you don’t get the word out about your business, no one else will!!! OPEN HOUSE: Sunday, Oct. 1st • 5-7pm or contact the auction company for showing 239.8 ACRES HIGHLAND & LAWRENCE TOWNSHP CHARLES MIX COUNTY LAND – OFFERED IN 3-TRACTS TILLABLE LAND – PASTURE – DEVELOPMENT LAND AT AUCTION In order to settle the Trust, we will offer the following land for sale at public auction located in the American Legion Wagner, SD on: Why TUESDAY OCTOBER 24TH • 10:30 A.M. settle for It is our pleasure to offer this well balanced property that provides the opportunity to purchase good quality tillable land, pasture & hayland some with development potential just a just south of Wagner, SD. Each Tract will be sold individually and will not be tied together or sold as one unit. Come take a look! slice … TRACT ONE: 40-ACRES Why settle for just a slice … When 100% of your retail market receives The Broadcaster. The Broadcaster is the primary medium successful businesses have used to reach their customers for over 50 years. Your Broadcaster carries more advertising than all other local media combined. And, like our customers, we continue to grow. When 100% of your LEGAL: SE ¼ of the SE ¼ of Section 25, 95-64 Charles Mix County, South Dakota. LOCATION: From the West edge of Wagner, SD on Hwy. 46 go 2-milesretail 5-miles south west, market west side of the road or at the junction of 392nd Ave and 302nd St.receives The mile Note the last to the property is located on a minimum maintenance road. Travel when soil conditions Broadcaster. are proper. The Broadcaster is the •36 Acres tillable with .76 acres in low ground balance found in RROW primary medium •Property recently surveyed to establish west boundary line. New buyer able to farm/ successful operate or lease out for 2018 crop year. businesses •Annual Taxes $562.86. Great soils with predictable yield potential year after year. have used to reach their •Currently enrolled in ARC-County with the FSA office. Base & Yield info, aerial and customers for over 50 soil maps, along with other pertinent info found in the buyers packet. Your Broadcaster years. TRACT TWO: 80.35 ACRES carries more advertising LEGAL: The S ½ of the NE ¼ of Section 25, 95-64 Charles Mixthan all other local media County, South Dakota. LOCATION: ¼ Mile north of Tract One or near the junction of 301 St. & 392 Ave. our combined. And, like When 100% of your •31.21 Acres tillable with 47.16 acres in pasture with flowing creek and stock dam customers, retail market we continue to grow. for water supply balance found in RROW. receives The •Property recently surveyed to establish south boundary line. New buyer able to farm/ Broadcaster. operate or lease out for the 2018 crop year. When 100% of $841.66. The Broadcaster is the •Annual Taxes are Great tract for cow-calf operator that can utilize the 201 W. Cherry St. pasture or great add-on tract to adjoining land owner. primary medium 624-4429 your retail •Currently enrolled in ARC-County with FSA office. Base & Yield info, aerial and soil successful businesses maps, along with other pertinent info found in the buyers packet. market TRACT THREE: 119.37 ACRES have used to reach their 1x6 receives The customers for of 50 LEGAL: The NW ¼ except Lot J-1 in the NE ¼overthe NW ¼ and Lot C-1 in the NE ¼. years. ¼ in the NE ¼ of Except Lot K-1 in the NW ¼ of the NW Your Broadcaster the NW ¼ and in the SW ¼ of Broadcaster. carries more advertising the NE ¼; all in Section 9, 95-63 Charles Mix County, South Dakota. than on the local side of The Broadcaster is the LOCATION: This property is located all othersouth media the Wagner Municipal Airport, primary medium SD) nearcombined. And, like ourSt. and 394th Ave. (south side of Wagner, the junction of 298th customers, •At present this entire tract is seeded to grass and utilized as hayland and pasture. successful we continue to grow. Property is bordered to the north and east by the Wagner Municipal Airport. businesses •Lots to reach their have usedof potential uses for the property for commercial development, pasture, or portions could be broke and planted. Property currently has a Randall Community Water customers for over 50 201 W. Cherry St. Pasture tap to supply water to grazing livestock. years. Your Broadcaster 624-4429 •This property has Clear Zone Avigation Easements in place that regulate the size of carries more advertising or anything that would interrupt the transition areas and radio any structures, towers, than all other local media 1x8 contact to the airport. combined. And, like our •Annual Taxes are $1,363.24. New buyer able to farm/operate or lease out for the customers, 2018 crop year. This tract has 114.62 acres enrolled in the ARC-County with the FSA office. we continue to grow. TO VIEW THE PROPERTY: We invite you to inspect the property at your convenience. Buyers packet is available on our web-site at www.wiemanauction.com or contact the auctioneers at 800-251-3111 and a packet can be mailed out. Video of the property can be viewed on our web-site as well. TERMS: Cash sale with 15% (non-refundable) down payment on auction day, with the balance on or before December 4, 2017. Trustees Deed to be granted with the cost of 201 W. Cherry St. the title insurance split 50-50 between buyer and seller. Seller to pay all of the 2017 taxes624-4429 due. New buyer will be responsible for the 2018 taxes due in 2019. Sold subject to Trustees Approval and all easement and restrictions or record. Remember auction held indoors at the Wagner American Legion. Why settle for just a slice … Why settle for just a slice … Broadcaster Broadcaster Broadcaster Press 1x10 FRED D. KOCER & ALICE M. KOCER LIVING TRUST – OWNER KENNETH KOCER & MADONNA WOODS SUCCESSOR CO-TRUSTEES Broadcaster Press 201 W. Cherry St. 624-4429 Wieman Land & Auction Co. Inc. Marion, SD • 800-251-3111 www.wiemanauction.com Gary & Rich Wieman Brokers Steve Pier, Closing Attorney, 322 Walnut, Yankton, SD 57078, 605-665-3000 LEGAL: N1/2 Lot 10 and all of Lot 11, Blk 1, Original Town of Volin, Yankton County, South Dakota. Taxes are $694.30. This building was recently a bar; but the potential is unlimited. It could easily be turned into living quarters, business or storage. There is a huge 24’x32’ deck on the backside. The building has city water and sewer, heat pump, fire place, Marathon water heater, new bath, newer electric and plumbing. Be sure to check this out. TERMS: 20% nonrefundable downpayment due day of auction with balance due on closing day of November 13 2017. Yankton Title Company is the closing agent. Title insurance and closing costs Why split 50/50 will be settle between buyer and seller. Taxes will befor prorated to day of closing. Possession on closing. Auctioneers are just a slice acting as agents for the seller. When 100% of your retail When 100% of your retail PAUL KACHUR --- market receives Owner market receives The Broadcaster. Girard Auction & Land Brokers, Inc. The Broadcaster is the The Broadcaster. (605) 267-2421 Why settle for just a slice The Broadcaster is the primary medium successful businesses have used to reach their customers for over 50 years. Your Broadcaster carries more advertising than all other local media combined. And, like our customers, we continue to grow. primary medium Toll Free: 1-866-531-6186 successful businesses www.GirardAuction.com have used to reach their customers for over 50 years. Broadcaster Auction 201 W. Cherry St. 624-4429 OCTOBER 7, 2017 AT 11:00AM 1x4 30632 437 Ave., Broadcaster Yankton, S.D. 4 N on 81; 3W 306 St.; ½ S 437 Ave. or 3 W of Walmart 2 ½ N. 437 Ave. 201 W. Cherry St. Machinery: 85 MF gas, 4602 hrs., RPM801301 wf, ft weights, 624-4429 live pto; 1935 F 20 w/road gear w/F6000A Farmhand loader, hay sweep, bucket; 3 pt bale fork with cage; Ferguson 3pt 2row cultivator; narrow front for 85 Ferguson; sprayer on 2-wheel trailer; 15’ tandem Ford disk; sprayer tank; 6’ 3pt AC rotary mower; 1x5 Ferguson 3pt 2 bottom plow; disk transport wheels; 16’ hay rack w/electric gear; 8’ 3pt tandem tree disk; 9’ 3pt blade; 2 horse drawn cultivators; (2) 15’ gates; (2) 16’ gates; several rolls used barb wire; gas cans. Antiques & Collectibles: Henney single buggy; buggy wheels & parts; double & single trees; harness; steamer trunks; wooden high back chairs; oak high chair; cream cans; block & tackle; hay knife; buck saws; pedestal sink; wooden vise; Letz Mfg Co grist mill; kerosene lanterns; copper boiler w/lid; tin bread box; round top wooden box; round Chevy hub caps; etched window glass; stained glass window; Red wing crocks: #2; #6 brown jug; larger jug; traveling dental tool box; wooden egg crate; hand tools; glass washboard; (2) 8000 Ford pedal tractors; Herring-Hall-Marvin safe; 1/2” & 5/8” cable some w/hooks; 16hp hydrostat Cub Cadet 50” mower deck & 38” tiller; tires; Snapper push mower w/bagger; Convert-aFurnace wood burning stove used once; 2hp Wards sea king Clinton trolling motor; shelves; lamp post lights; leather hide-abed; recliner-rocker; end tables; basketball backboard; Knipco space heater; 6 sets ski boots, poles, binders; life jackets; Sears treadmill; squirrel-cage fan; ladders; cast iron bench arms; electric power washer; saws; round wooden table; file cabinet; 32 volt light plant; Avon bottles; golf bag; water fire extinguisher; nails; Gary single door safe; firewood; tricycle; bicycle; wooden doll bed; 4-poster doll bed w/mattress & pillows; Tonka toys; children’s books; doll bed w/dresser and chairs; Coleco pin ball machine; traveling lawn sprinkler; card table and chairs more miscellaneous. Guest Consignor: leather gun case; 2 & 4 drawer file cabinets; Weider weight machine; Stihl backpack blower; 1hp single phase motor; 2-4 drawer 9 slot card case; storm doors; patio chairs; wood plane; belt sander; Craftsman band saw; Craftman table saw; tent; B & D drill driven table top band saw; 8” drill press; Rigid belt & drum sander w/table. Robert Schoenfelder 605-660-1375 TERMS: Cash or bankable check. No property to be removed until settled for. Everything sold as is. Not responsible for errors or omissions in listing. Not responsible for theft or accidents. Announcements made day of sale take precedence over all written material. SD sales tax applies. Lunch Available Harts Auction Service Mission Hill, SD • 605-660-2460